Featured Program

Insure My Deductibles

Wind & hail deductibles have climbed to 1–5% of your home's value — that's a $6,500+ out-of-pocket hit on a $650,000 home. We close that gap two ways: a parametric policy that pays automatically when NOAA confirms a qualifying storm at your address, or a follow-form buy-back that drops your retention as low as $2,500.

Parametric — quote & bind in minutes Buy-back — quote in 24 hours All 50 states
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Personal Lines Insurance

Instant quotes and online binding for essential personal coverage

Life Insurance & Final Expense
Quote, apply & get approved online 24/7. Term life, whole life, and universal life options from $10K to $500K+
Federal & Veteran Life Insurance
FEGLI & VGLI conversion coverage for federal employees and veterans. Maintain coverage after service or retirement
Travel Insurance
Award-winning app-based travel protection. Trip cancellation, medical coverage, and 24/7 support for domestic and international travel
Deductible Insurance
Cover your home insurance deductible. Weather-data claims pay in 48 hours. Save $400-$800/year by raising your deductible
Auto Warranty
Extended auto warranty covering 1,000+ parts. Choose any mechanic. Claims approved under 24 hours with direct shop payment
Home Warranty
Protect your home's major systems and appliances. Fast repairs from vetted contractors. HVAC, plumbing, electrical and more
Smartphone Protection
All family phones covered for $150/year. Cracked screens, liquid damage, theft. 9,000+ repair centers nationwide
Pet Insurance
Up to 90% coverage on vet bills. Any vet in US & Canada. Fast claims via app with reimbursement in 2 days
Student Renters Insurance
Automatic approval, no credit check. Covers laptops, bikes, electronics. Unique pet damage coverage for apartments
Wedding Insurance
Protect your special day investment. Covers cancellations, vendor no-shows, damaged attire. Up to $300K coverage
Jewelry Coverage
Specialized protection for engagement rings, watches, and fine jewelry. Worldwide coverage with no deductible
Collectibles Insurance
Coverage for valuable collections - art, antiques, wine, coins, sports memorabilia. Agreed value protection

Specialty Coverage

Unique insurance solutions for specialized risks

Surety Bonds
Fast online surety bonds for contractors, businesses, and professionals. License, permit, and contract bonds
Flood Insurance
Private flood insurance with instant quotes. Better coverage and pricing than NFIP. Protects homes and businesses
Cyber Insurance
Data breach and cyber attack protection. Business interruption, ransomware, and liability coverage for digital risks
Featured Program

Golf Simulator Insurance

A home simulator and a sim lounge are two different businesses — and most owners are underinsured without knowing it. Our dedicated program covers the whole stack: the equipment, the space, the liability, and the business itself. Take the 2-minute risk assessment and see exactly which coverages fit your operation.

2-minute risk assessment Home sims & commercial lounges Real specialty underwriting
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Commercial Insurance Classes

Industry-specific coverage tailored to your business type

Service-Based Businesses

Personal Services
Pet care, event planning, personal care services & assistants
Beauty & Personal Care
Salons, spas, barbers, estheticians, nail technicians & wellness professionals
Health & Wellness Professionals
Home health, mental health counselors, community health workers & therapists
Sports & Fitness
Gyms, studios, fitness instructors, personal trainers & sports facilities
Education & Tutoring
Teachers, tutors, vocational instructors & educational services
Pet Services
Grooming, pet sitting, dog training, dog walking & pet care businesses
Outdoor Adventures & Guides
Hiking, fishing, camping, hunting guides & nature tour operators
Creative Services
Photographers, videographers, graphic designers, writers & artists
Consulting Services
IT consultants, business advisors, marketing, admin & virtual assistants
Professional Services
Accountants, financial advisors, title companies & debt relief services

Trade & Contractors

General Contractors & Remodelers
General contractors, remodelers, welding & construction businesses
Property Services
Lawn care, janitorial, pressure washing, Christmas lights, snow plowing & irrigation
Specialized Contractors
Roofers, solar installers, NYC contractors & specialty construction trades
Auto Service & Repair
Body shops, tire shops, car washes, mobile detailing & auto repair

Food & Hospitality

Restaurants & Cafes
Fine dining, casual restaurants, fast food, cafes & all food service establishments
Food Trucks & Mobile Vendors
Mobile food service, food trucks, carts & mobile catering businesses
Event Catering & Food Services
Event catering, party services & special event food preparation

Creative & Sales

Event Professionals
DJs, entertainers, event planners, wedding officiants & performers
Crafters & Makers
Candles, soap, jewelry, leather goods, apparel & handmade product creators
E-Commerce & Online Sellers
Etsy, Amazon, online stores & ecommerce business owners
Special Events Coverage
Weddings, sports events, music festivals, conventions & special occasions

Other Commercial

Retail & Wholesale
Clothing stores, jewelry shops, electronics, florists, hardware, gift shops & wholesale distributors
Office & Professional
Accountants, attorneys, dentists, physicians, real estate, insurance agencies & professional offices
Workers Compensation
Required coverage for employees. Medical expenses and lost wages. Fast quotes for small businesses